/* ══════════════════════════════════════════════════════════════════════
   Multisite shared stylesheet
   Base + components + three hero variants scoped by body class (v-a/v-b/v-c).
   The v2 generator omitted the hero rules entirely, which left every hero
   unstyled for visitors without a cached copy. Fixed 2026-10-21.
   Source of truth: this file. gen2_render.write_all() copies it verbatim so
   regenerating the sites can no longer silently drop the hero styles.
   ══════════════════════════════════════════════════════════════════════ */

/* ── base ── */
*{margin:0;padding:0;box-sizing:border-box}
html,body{overflow-x:hidden}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
     color:#1a202c;line-height:1.7;background:#fff}
img,svg{max-width:100%;height:auto;display:block}
a{color:inherit}
.wrap{max-width:1100px;margin:0 auto;padding:0 26px}
header{background:#fff;border-bottom:1px solid #e5e7eb;position:sticky;top:0;z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 0;flex-wrap:wrap}
.nav-logo{height:52px;width:auto;max-width:100%}
.mainnav{display:flex;gap:20px;flex-wrap:wrap;font-size:.94rem}
.mainnav a{text-decoration:none;color:#4b5563}
.mainnav a:hover{color:var(--accent)}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none}
.bm{width:38px;height:38px;border-radius:9px;background:var(--accent);color:#fff;display:grid;
    place-items:center;font-weight:800;font-size:.95rem;letter-spacing:-.5px}
.bt{font-weight:750;font-size:1.16rem;color:#111827;letter-spacing:-.3px}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:13px 24px;border-radius:7px;
     text-decoration:none;font-weight:650;border:none;cursor:pointer;font-size:1rem}
.btn.small{padding:9px 18px;font-size:.92rem}
.btn.full{width:100%;text-align:center;margin-top:6px}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.5)}
.btn:hover{opacity:.92}
h1{font-size:2.4rem;line-height:1.16;letter-spacing:-.5px;margin-bottom:16px}
h2{font-size:1.82rem;line-height:1.25;margin-bottom:10px;letter-spacing:-.3px}
h3{font-size:1.06rem;margin-bottom:8px}
.lead{color:#4b5563;font-size:1.05rem;max-width:840px;margin-bottom:14px}
.lead.center{text-align:center;margin-left:auto;margin-right:auto}
.fine{font-size:.85rem;color:#6b7280;margin-top:14px}
.center{text-align:center}
section{padding:62px 0}
section.alt{background:#f7f8fa}
.two-col{display:grid;grid-template-columns:1.35fr .65fr;gap:48px;align-items:start}
.two-col p{color:#374151;margin-bottom:15px}
.aside{background:#f7f8fa;border:1px solid #e5e7eb;border-radius:11px;padding:24px}
.aside h3{color:var(--accent)}
.plain{list-style:none;margin-top:12px;display:grid;gap:9px}
.plain li{font-size:.95rem;color:#374151;padding-left:16px;position:relative}
.plain li:before{content:"";position:absolute;left:0;top:10px;width:6px;height:6px;border-radius:50%;background:var(--accent)}

/* ── hero, shared skeleton ── */
.hero{color:#fff;padding:70px 0}
.hero.slim{padding:44px 0 38px}
.hero h1{color:#fff;max-width:900px}
.hero .lede{color:rgba(255,255,255,.93);font-size:1.12rem;max-width:780px;margin-bottom:22px}
.eyebrow{text-transform:uppercase;letter-spacing:1.6px;font-size:.76rem;font-weight:750;
         opacity:.85;margin-bottom:13px}
.hero .btn{background:#fff;color:var(--accent)}
.hero .btn.ghost{background:transparent;color:#fff}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:40px}

/* variant A: accent-to-dark gradient */
body.v-a .hero{background:linear-gradient(135deg,var(--accent) 0%,#0f172a 100%)}
/* variant B: light hero on white, with an aside card */
body.v-b .hero{background:#fff;color:#1a202c;padding:56px 0 34px;border-bottom:1px solid #e5e7eb}
body.v-b .hero h1{color:#111827}
body.v-b .hero .lede{color:#4b5563}
body.v-b .hero .btn{background:var(--accent);color:#fff}
body.v-b .hero .eyebrow{color:var(--accent);opacity:1}
/* variant C: dark slate hero with accent CTA */
body.v-c .hero{background:linear-gradient(135deg,#0f172a 0%,#1f2937 100%)}
body.v-c .hero .btn{background:var(--accent);color:#fff}

/* hero stat strip */
.hero-strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1px;
            background:rgba(255,255,255,.16);border-top:1px solid rgba(255,255,255,.16);
            margin-top:34px}
.hero-strip div{background:rgba(0,0,0,.20);padding:20px 16px;text-align:center}
.hero-strip b{display:block;font-size:1.24rem;color:#fff;letter-spacing:-.3px;line-height:1.25}
.hero-strip span{font-size:.8rem;color:rgba(255,255,255,.75)}
body.v-b .hero-strip{background:#eef1f5;border-top:1px solid #e2e6eb}
body.v-b .hero-strip div{background:#f7f8fa}
body.v-b .hero-strip b{color:#111827}
body.v-b .hero-strip span{color:#6b7280}

/* checkmark list used inside heroes */
.ticks{list-style:none;display:grid;gap:11px;margin-top:6px}
.ticks li{position:relative;padding-left:30px;color:rgba(255,255,255,.95);font-size:.99rem}
.ticks li:before{content:"";position:absolute;left:0;top:6px;width:16px;height:9px;
  border-left:2.6px solid #fff;border-bottom:2.6px solid #fff;transform:rotate(-45deg);opacity:.9}
body.v-b .ticks li{color:#374151}
body.v-b .ticks li:before{border-color:var(--accent)}

/* ── cards ── */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:22px;margin-top:30px}
.card{background:#f9fafb;border:1px solid #e5e7eb;border-radius:10px;padding:24px}
section.alt .card{background:#fff}
.card h3{color:var(--accent)}
.card p{color:#4b5563;font-size:.96rem}

/* ── checklist ── */
.check{list-style:none;margin-top:24px;display:grid;gap:14px;max-width:860px}
.check li{position:relative;padding-left:36px;color:#374151;font-size:.98rem}
.check li:before{content:"";position:absolute;left:0;top:4px;width:20px;height:20px;border-radius:50%;
  background:var(--accent);opacity:.15}
.check li:after{content:"";position:absolute;left:6px;top:10px;width:9px;height:5px;
  border-left:2.4px solid var(--accent);border-bottom:2.4px solid var(--accent);transform:rotate(-45deg)}

/* ── numbered steps ── */
.steps{counter-reset:s;margin-top:28px;display:grid;gap:20px;max-width:880px}
.steps li{list-style:none;position:relative;padding-left:56px;color:#374151}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:-1px;
  width:36px;height:36px;border-radius:50%;background:var(--accent);color:#fff;font-weight:750;
  display:grid;place-items:center;font-size:.95rem}
.steps strong{display:block;color:#111827;margin-bottom:3px}

/* ── FAQ ── */
.faq{margin-top:26px;max-width:940px}
.faq details{border:1px solid #e2e6eb;border-radius:9px;padding:15px 20px;margin-bottom:10px;background:#fff}
.faq summary{font-weight:650;cursor:pointer;color:#111827;font-size:1.01rem}
.faq p{margin-top:11px;color:#4b5563;font-size:.97rem}

/* ── comparison table ── */
.cmp{margin-top:26px;overflow-x:auto}
.cmp table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem}
.cmp th,.cmp td{border:1px solid #e2e6eb;padding:12px 15px;text-align:left;vertical-align:top}
.cmp th{background:#eef1f5;font-weight:750}
.cmp td:first-child{font-weight:650;color:#1f2937}
.cmp td.num{font-weight:700;color:var(--accent);white-space:nowrap}

/* ── stats band ── */
.band{background:var(--accent);color:#fff;padding:38px 0}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:20px;margin-top:22px}
.stat{text-align:center;padding:20px 14px;border-radius:10px;background:rgba(255,255,255,.1)}
.stat b{display:block;font-size:1.9rem;line-height:1.1;color:#fff}
.stat span{font-size:.88rem;color:rgba(255,255,255,.85)}

/* ── two-column prose ── */
.two{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:start}
.note{background:#f9fafb;border-left:4px solid var(--accent);padding:18px 22px;
      border-radius:0 8px 8px 0;color:#374151}

/* ── definition blocks ── */
.defs{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:20px;margin-top:30px}
.def{border-left:3px solid var(--accent);padding:2px 0 2px 18px}
.def h3{color:var(--accent)}
.def p{color:#4b5563;font-size:.97rem}

/* ── exclusions list ── */
.xlist{list-style:none;margin-top:26px;display:grid;gap:15px;max-width:940px}
.xlist li{position:relative;padding-left:34px;color:#374151;font-size:.98rem}
.xlist li:before{content:"";position:absolute;left:6px;top:12px;width:13px;height:2.6px;
  background:#dc2626;border-radius:2px}
.xlist strong{color:#111827}

/* ── claim scenarios ── */
.scenarios{margin-top:30px;display:grid;gap:20px}
.scenario{background:#fff;border:1px solid #e2e6eb;border-radius:11px;padding:24px 26px}
.scenario h3{color:var(--accent);font-size:1.1rem}
.scenario p{color:#4b5563;font-size:.97rem}

/* ── coverage cards ── */
.covgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;margin-top:30px}
.cov{background:#fff;border:1px solid #e2e6eb;border-radius:11px;padding:24px;display:flex;flex-direction:column}
.cov h3{color:var(--accent);font-size:1.1rem}
.cov p{color:#4b5563;font-size:.96rem;margin-bottom:16px}
.bestfor{border-top:1px solid #eef1f4;padding-top:14px;margin-bottom:16px}
.bestfor span{font-size:.75rem;text-transform:uppercase;letter-spacing:1.1px;font-weight:750;color:#9ca3af}
.bestfor ul{list-style:none;margin-top:9px;display:grid;gap:6px}
.bestfor li{font-size:.9rem;color:#4b5563;padding-left:18px;position:relative}
.bestfor li:before{content:"";position:absolute;left:2px;top:8px;width:8px;height:5px;
  border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(-45deg)}
.link{margin-top:auto;color:var(--accent);font-weight:650;text-decoration:none;font-size:.94rem}

/* ── pills (trade / state links) ── */
.pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:26px}
.pill{background:#fff;border:1px solid #e2e6eb;border-radius:100px;padding:8px 17px;
      font-size:.92rem;color:#374151;text-decoration:none}
.pill:hover{border-color:var(--accent);color:var(--accent)}

/* ── breadcrumbs ── */
.crumbs{max-width:1100px;margin:0 auto;padding:16px 26px 0;font-size:.86rem;color:#6b7280}
.crumbs a{color:#6b7280;text-decoration:none}
.crumbs a:hover{color:var(--accent)}
.crumbs .sep{color:#cbd5e1;margin:0 4px}

/* ── callout ── */
.callout{margin-top:28px;background:#eef4ff;border-left:4px solid var(--accent);border-radius:0 9px 9px 0;
         padding:20px 24px;color:#28324a;font-size:.98rem;max-width:940px}
.callout strong{color:#111827}

/* ── cost factors ── */
.factors{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin-top:30px}
.factor h3{color:var(--accent)}
.factor p{color:#4b5563;font-size:.95rem}

/* ── state rows ── */
.states{display:grid;gap:18px;margin-top:28px}
.staterow{background:#fff;border:1px solid #e2e6eb;border-radius:10px;padding:20px 24px}
.staterow h3{color:var(--accent);font-size:1.03rem}
.staterow p{color:#4b5563;font-size:.95rem}

/* ── trust band ── */
.band.trust{background:#111827;padding:0}
.trustrow{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1px;
          background:rgba(255,255,255,.13)}
.trustrow div{background:#111827;padding:22px 18px;text-align:center}
.trustrow b{display:block;font-size:1.3rem;color:#fff;letter-spacing:-.3px}
.trustrow span{font-size:.82rem;color:#9ca3af}

/* ── proof grid + placeholder ── */
.proofgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin-top:28px}
.proof{background:#f7f8fa;border:1px solid #e2e6eb;border-radius:10px;padding:22px}
.proof h3{color:var(--accent)}
.proof p{color:#4b5563;font-size:.95rem}
.placeholder{margin-top:28px;border:2px dashed #d97706;background:#fffbeb;border-radius:11px;
             padding:22px 24px;color:#4b3a12;font-size:.96rem}
.placeholder strong{display:block;color:#92400e;margin-bottom:8px;font-size:1rem}
.placeholder p{margin-bottom:10px}

/* ── hero quote card ── */
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:52px;align-items:start}
.qcard{background:#fff;border-radius:13px;padding:26px 24px;color:#1a202c;
       box-shadow:0 18px 44px rgba(0,0,0,.28)}
.qcard h3{font-size:1.2rem;margin-bottom:5px}
.qsub{font-size:.92rem;color:#6b7280;margin-bottom:14px}
.qcard label{display:block;font-weight:650;font-size:.85rem;margin:12px 0 5px}
.qcard select{width:100%;padding:11px 12px;border:1px solid #d1d5db;border-radius:7px;
              font-size:.97rem;font-family:inherit;background:#fff}
.qfine{font-size:.79rem;color:#9ca3af;margin-top:11px;text-align:center}

/* ── form ── */
.formwrap{background:#f7f8fa;border:1px solid #e2e6eb;border-radius:12px;padding:32px;
          max-width:740px;margin:26px auto 0}
section.alt .formwrap{background:#fff}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{margin-bottom:16px}
label{display:block;font-weight:650;font-size:.9rem;margin-bottom:6px}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid #d1d5db;border-radius:7px;
      font-size:1rem;font-family:inherit;background:#fff}
textarea{min-height:120px;resize:vertical}
.btn-submit{width:100%;background:var(--accent);color:#fff;padding:15px;border:none;border-radius:7px;
      font-size:1.05rem;font-weight:750;cursor:pointer}
.btn-submit:disabled{opacity:.6;cursor:default}
.form-msg{display:none;margin-top:16px;padding:12px 16px;border-radius:7px;font-size:.95rem}

/* ── footer ── */
footer{background:#111827;color:#d1d5db;padding:44px 0;font-size:.92rem}
footer a{color:#93c5fd;text-decoration:none}
.foot-inner{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.foot-note{margin-top:22px;padding-top:18px;border-top:1px solid #374151;color:#9ca3af;
           font-size:.85rem;line-height:1.75}

/* ── responsive ── */
@media(max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:34px}
  .two-col{grid-template-columns:1fr;gap:28px}
  .two{grid-template-columns:1fr;gap:26px}
}
@media(max-width:640px){
  h1{font-size:1.7rem}
  .hero{padding:44px 0}
  .hero.slim{padding:32px 0 28px}
  h2{font-size:1.36rem}
  .form-row{grid-template-columns:1fr}
  .formwrap{padding:22px}
  section{padding:44px 0}
  .nav{flex-direction:column;align-items:flex-start;gap:10px}
  .mainnav{font-size:.88rem;gap:14px}
  .hero-strip{grid-template-columns:1fr 1fr}
}

/* ── cookie acknowledgement bar ── */
.cookiebar{position:fixed;left:0;right:0;bottom:0;z-index:9999;background:#111827;
  color:#e5e7eb;border-top:3px solid var(--accent);
  transform:translateY(105%);transition:transform .3s ease;box-shadow:0 -6px 24px rgba(0,0,0,.22)}
.cookiebar.in{transform:translateY(0)}
.cookiebar-inner{max-width:1100px;margin:0 auto;padding:15px 26px;display:flex;gap:20px;
  align-items:center;justify-content:space-between;flex-wrap:wrap}
.cookiebar-text{margin:0;font-size:.9rem;line-height:1.6;color:#d1d5db;flex:1;min-width:260px}
.cookiebar-text strong{color:#fff}
.cookiebar-text a{color:#93c5fd}
.cookiebar-btn{background:var(--accent);color:#fff;border:none;border-radius:7px;
  padding:10px 22px;font-size:.93rem;font-weight:650;cursor:pointer;font-family:inherit;white-space:nowrap}
.cookiebar-btn:hover{opacity:.92}
@media(max-width:640px){
  .cookiebar-inner{padding:14px 18px;gap:12px}
  .cookiebar-btn{width:100%}
}

/* ── form consent block ── */
/* Deliberately quiet: small, muted, no border box and no bold heading. The consent has
   to be present and unambiguous, but it should not shout at someone who just wants a
   quote. It sits under the button's field area as plain small print. */
.consent{margin:14px 0 6px;font-size:.775rem;line-height:1.6;color:#6b7280;max-width:660px}
.consent a{color:#6b7280;text-decoration:underline}
.consent a:hover{color:var(--accent)}
.consent-label{display:flex;gap:9px;align-items:flex-start;cursor:pointer}
.consent-label input[type=checkbox]{width:16px;height:16px;min-width:16px;margin-top:2px;
  accent-color:var(--accent);cursor:pointer}
.consent-note{font-size:.75rem;color:#9ca3af;margin-top:7px;line-height:1.55}